All posts by dspinato

Chief Credit Officer

Job Title: Chief Credit Officer

Reports to: Chief Operating Officer

Summary: Responsible for planning and directing all of the lending and operation activities

of the company including loan solicitation, business development, loan production, technical

support and general administration.

Duties and Responsibilities include, but are not limited to, the following. Other duties may be


1. Establishes and monitors the company goals and progress.

2. Reviews, on a continuous basis, the financial climate for the company to develop new

business opportunities, ensure excellent customer service, expand business opportunities,

ensure excellent customer service and expand business.

3. Develops and implements policies and procedures designed to promote company

philosophy within and outside the company, and to build the company image.

4. Responsible for all Federal and State regulations relative to lending and operations, as well

as overseeing staff to ensure appropriate compliance.

5. Responsible for loan and banking product development.

6. Coordinates the process of increasing productivity by analyzing organizational structure and

systems, identifying resources (staff, equipment, funds) required, and communicating with

appropriate department managers on the supporting strategies.

7. Responsible for analyzing and setting loan and deposit rates and ensuring that the rates are

reflective of the current financial climate.

8. Responsible for reviewing loans and approving loans within his authority, as well as making

recommendations to the Loan Committee of the Board with regard to loans outside his


9. Monitors sales and market trends through publications and customer contact.

10. As a member of the ALCO Committee, is instrumental for setting investment, liquidity and

interest rate risk policy and goals.

11. Develops new business opportunities through industry networking.

12. Employee will complete the following ABA Courses: Information Security and Red Flags,

Office of Foreign Assets and Control (OFAC), Fair Lending, Bank Secrecy Act, USA Patriot

Act, Americans with Disabilities ACT and any Additional ABA Course requirements for

specific departments mandated by Compliance.

Supervisory Responsibilities:

1. Develops and maintains an effective company through the selection, termination, training,

compensation, review and motivation of department managers.

2. Supervises the activities of the Business Development Officer and Relationship Managers.

3. Develops and maintains a program for high performance standards and sound employee

relations at all levels of the company.

4. Provides guidance and direction to employees to assist them in their professional


Skills and Education:

• Prior Senior Lending and Operations experience required.

• Excellent Interpersonal Skills, Organization.

• Oral communication skills, planning.

• Written communication skills, Time Management.

• Budgeting, Budget Analysis, Customer Service.

• Business Analysis, Diplomacy, Market Analysis.

• Negotiations, Risk Analysis.

• Bachelor’s Degree.

CFO of the year

CFO of the Year Awards

A successful chief financial officer has a range of responsibilities that extend beyond the traditional duties of accounting, financial reporting, budgeting and capital financing. In today’s challenging business environment, a top CFO must be the organization’s financial steward while contributing to operational and strategic planning in innovative ways – a leader as dedicated to their company’s success as they are to ensuring their company’s reputation in the community. The CFO of the Year program will recognize Long Island’s top financial officers for their outstanding fiscal leadership and asset management, contributions to their company’s performance, their contribution and commitment to their profession and organizations as well as their involvement in the community.

Join Long Island Business News and sponsors Baker Tilly Virchow Krause, Eisner Amper, Marcum, Wells Fargo, Cohn Reznick, Grassi & Co, and Sterling National Bank as we recognize and congratulate the 2014 CFO of the Year awardees in the following categories:


Emerging Company
Catherine Califano ~ Gold Coast Bank

Mark Bogen ~ South Nassau Communities Hospital
Lawrence Boord ~ EPIC Long Island                                                                             
Robert E. Caulfield ~ Jefferson’s Ferry Lifecare Retirement Community
Melvin Ness ~ Touro College

Private Company with revenue below $50mm
Anthony Columbo ~ Gilbert Displays

Stephen Finkel ~ FJC Security
Stephan Grillo ~ A+ Technology & Security
Michael Pischel ~ U.S. Nonwovens
Kathy Reiter ~ Gundermann & Gundermann Insurance
Paul Strohmenger ~ Nettle Bay Partners
Robert Zuclich ~ Plycon Van Lines

Private Company with revenue above $50mm
Michael Sabanos ~ HUB International

Public Company with revenue below $50mm
Brian Baker ~ Medical-Action Industries  

James P. Johnis

Mr. Johnis is a 36 year veteran banking executive with a wealth of expertise and knowledge in commercial banking and credit management. He has had in-depth leadership experience across multiple facets of the banking business, including lending, credit risk management, relationship management, special assets and operations. Mr. Johnis was most recently Senior Vice President / Senior Commercial Banking Officer at The First National Bank of Long Island in Glen Head, NY, where he was responsible for managing the Commercial Banking Division. While at First National Mr. Johnis served on the Bank’s Executive Committee and various loan committees. Additionally, he was Chairperson of the Product and Pricing Committee, as well as a mentor in the Professional Development Program. Prior to First National Mr. Johnis directed the Suffolk County Lending Division for Marine Midland / HSBC. Mr. Johnis started his career at Long Island Trust Company where he was formally credit trained. Mr. Johnis has served as Co-Chairperson of the Smithtown High School Industry Advisory Board and is a member of Risk Management Associates, the Hauppauge Industrial Association, the Long Island Association, and the Advancement for Commerce, Industry and Technology. Mr. Johnis has also been a featured panelist for the New York State Society of CPAs regarding “What Bankers Look for When Considering a Loan Request.” Mr. Johnis received his BS in Accounting from Dowling College and is a graduate of the American Bankers Association (ABA) Stonier School of Banking. He resides in Smithtown with his wife Diana and has two adult sons.